Program 05
Buy Before You Sell Program
Secure your builder contract before selling your existing home — with your equity unlocked ahead of closing, so you move once and sell on your own terms.
Independent guidance from neighbors who live in Two Step Farm.
- Why buyers use this
- Homeowners with 20%+ equity in their current home
- Buyers who don't want a sale contingency weakening their offer
- Families with kids or pets who can't handle two moves
Step by step
How it works
- 1
We value your current home
A local valuation establishes how much equity the program can unlock.
- 2
We unlock equity early
A portion of your equity becomes available before your sale closes, for the new-home down payment.
- 3
You contract with the builder
No home-sale contingency — which also makes you a stronger buyer.
- 4
You move once
Into the new house, on your schedule. No rental, no storage unit, no double move.
- 5
Then we sell
We list your empty, staged home — which almost always nets more than selling while living in it.
Good fit?
Who it's for
If one of these sounds like you, this program is worth ten minutes of conversation.
- Homeowners with 20%+ equity in their current home
- Buyers who don't want a sale contingency weakening their offer
- Families with kids or pets who can't handle two moves
- Anyone who found the right lot and can't wait to sell first
Run your numbers
Can you buy before you sell?
Enter your current home value, what's left on the mortgage, and your Two Step Farm budget for a quick feasibility read.
Buy before you sell — equity & feasibility
Estimate the equity your current home can put to work, and whether buying first is realistic at your new-home budget.
Not sure? Start with our home value tool, then adjust.
Assumes 7% selling costs, up to 80% of net equity available, and a 20% down payment target.
- Gross equity
- $150,000
- Estimated selling costs (7%)
- − $28,000
- Net equity
- $122,000
- Down payment target (20%)
- $110,000
- Equity available toward your next home
- $97,600
Likely workable with a plan
You're roughly $12,400 short of a 20% down payment. A lower down payment, a builder incentive, or a bridge/instant-offer program often closes that gap.
Estimate only, not a quote. Estimate only — not a quote, loan approval, or offer. Actual payments, taxes, insurance, MUD and HOA amounts vary by builder, section and lender. Talk with a licensed lender for real numbers.
Questions
Frequently asked
Still curious? Call 281-595-9774 — you'll get a real answer, not a sales pitch.
Get started
See if you qualify
Buy-First Eligibility Check
Four steps to see whether you can buy before you sell.
- Your current home
- Your new-home budget
- Your timeline
- Your contact info
Not sure this is the right program? Compare all five programs
Schedule a Free Buyer Consultation
Sit down with neighbors who know every builder, floor plan and lot in Two Step Farm. In new construction the builder typically pays your agent's commission — we'll put the terms in writing before you tour.